The SAFE Act requires that all residential mortgage loan originators must be either federally registered or state-licensed. All state licensed and federally registered mortgage loan originators must be registered with the NMLS, which is maintained by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators.

In this article, we will describe and clarify the missions of, agencies including the Conference of State Bank Supervisors(CSBS)

The hot topic in real estate is green homes. People are building, buying, and remodeling existing homes to make them more energy efficient, healthy, and have less of an impact on the environment

One out of every 3 homeowners is having trouble making payments. Falling Real Estate prices have made the prospect of Refinancing almost impossible. According to RealtyTrac, one in 45 homes was hit wi

Mortgage Refinancing in todays low interest rate environment. Reviews and a calculator are offered to those looking to refinance their home loan mortgage.

Looking back at 2009, the housing market was surprisingly resilient in the face of continued recessionary difficulties. Although a lack of mortgage lending still dogged many would-be borrowers throu

To answer the phone or not; to open that envelope or not; to sleep peacefully… probably not. These are some of the signs a homeowner displays when facing foreclosure. Stress hinders normal th

Countless American families have opened their mail to see that their monthly mortgage payment has been increased because of the terms and time line of their adjustable rate mortgage. Unfortunately, th

Data released from trade association the Council of Mortgage Lenders (CML) this month shows that the number of buy to let loans going through has increased from 21,600 to 23,700. Additionally, gross

Mortgage brokers in Australia do more than just sell you loans for your homes. Instead, if you sit down with reputable brokers, you can do everything from sort out your finances to figure out your ref